How It Works

From signup to repair — without the runaround

Choose your plan, complete vehicle verification, and activate your membership after 90 days—or the same day when your vehicle is approved and you pay your first three monthly payments upfront. Eligible repairs are handled by Hypnotic Creations Inc.

Choose a plan

Standard $49, Plus $69 or Premium $89.

Verify the vehicle

Choose a complimentary in-person inspection at Hypnotic Creations or a $25 mobile inspection at your location. Vehicle approval is required.

Activate your membership

Your plan becomes eligible on day 91 after the 90-day waiting period, or the same day after vehicle approval and three monthly payments upfront: Standard $147, Plus $207 or Premium $267. Recurring payments are made by ACH from checking or savings.

Use your repair benefit

Eligible repairs are routed to Hypnotic Creations Inc. You pay for parts, paint and materials; eligible labor is applied against your plan’s annual included hours. Additional eligible labor is $45/hour for members.

Why inspect before coverage?

It protects existing members from paying for damage that was already on the vehicle before enrollment. Your inspection record establishes the starting condition.

  • Front, rear and both sides photographed
  • VIN verified
  • License plate recorded
  • Existing damage documented
  • Vehicle eligibility confirmed

Choose your inspection method

Complimentary in-person: bring your vehicle to Hypnotic Creations Inc., 2222 Losee Rd, North Las Vegas, for an eligibility inspection.

$25 mobile inspection: request an inspection at your location.

Start Eligibility

Important exclusions

Tesla vehicles are not eligible. Other EVs may require individual review. Benefits do not automatically cover glass, electronics, ADAS/sensor calibration, mechanical repairs, pre-existing damage, structural total-loss situations, towing, rental vehicles, parts, paint or materials.